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My Gates Team
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How Mortgage 1 is Using Technology to Enhance the Mortgage Process
Heidi GatesAugust 25, 2023
Mortgage Insurance VS. Homeowner's Insurance
Heidi GatesAugust 17, 2023
Want a 3% Down Payment Loan?
Heidi GatesJanuary 28, 2021
10 Facts Homebuyers Should Know - And Why They Matter
Heidi GatesJanuary 6, 2021
Condo 101: What you need to know before you look!
Condo 101: What you need to know before you look!
Heidi GatesOctober 11, 2017Comment
Equifax Breach... What You Need to Know & How to Proceed
Equifax Breach... What You Need to Know & How to Proceed
Heidi GatesSeptember 19, 2017
Fannie versus Freddie
Heidi GatesSeptember 3, 2017
Why Do I Need a Real Estate Appraisal?
Heidi GatesSeptember 3, 2017
How You Can Stay Satisfied With Your Home Loan
Heidi GatesSeptember 3, 2017
5 Home Buying Tips for Millennials
Heidi GatesSeptember 3, 2017

For complete licensing information, please go to nmls.org | Company NMLS #129386 | Heidi Gates NMLS #162420 | Equal Housing Lender

Mortgage 1 ("the company") maintains policies and procedures designed to protect the integrity and security of consumer and customer information. Mortgage 1 Inc. is a national mortgage servicer and accepts payments from consumers. We are required to be licensed as a debt collection company. NMLS #129386. Thank you for considering Mortgage 1 for your mortgage financing needs. The Mortgage 1 Inc. Website uses cookies, tracking pixels and related technologies that collects personal information. Cookies are small data files that are served by our platform and stored on your device. Our site uses cookies dropped by us for a variety of purposes including to operate and personalize the website. Also, cookies may also be used to track how you use the site to target ads to you on other websites.

This is not a commitment to lend. Restrictions apply. All Rights Reserved.  Mortgage 1 Inc. is not acting on behalf of or at the direction of MSHDA, VA, Rural Development or the federal government.

Mortgage 1, Inc. is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Consumer Financial Protection Bureau P.O. Box 4503 Iowa City IA 52244

The actual payment amount will vary based upon credit history, rates in effect at the time of consummation, LTV and other credit factors. An LTV ratio above 80% may result in a need for mortgage insurance. If mortgage insurance is required, the amount of your payment will increase. The APR is subject to change at any time prior to consummation, and individual APRs may vary for loan purchases and loan refinances due to loan programs being offered, loan volume, or other factors. All borrowers are subject to qualification, underwriting approval, lender terms, and conditions. Terms, conditions, and rates are subject to change without notice. The information provided is for dissemination to and for the use of real estate and financial entities only and is not an advertisement for the extension of credit to consumers. Online homeownership education may be required. Equal housing lender, NMLS#129386